Lodged
Assessing
Approved
Settled

What's Included

  • Online claims lodgement portal
  • Document and evidence upload
  • Automated acknowledgement and reference numbers
  • Assessor assignment and workload balancing
  • Investigation workflows
  • Third-party service provider integration
  • Reserve management
  • Settlement calculation tools
  • Payment tracking
  • Claims analytics and loss ratio reporting

Key Capabilities

📝 Digital Lodgement

Claimants submit online with guided forms and document upload.

🔄 Assessment Workflow

Configurable assessment steps with delegation and escalation.

💰 Settlement

Calculation tools, approval chains, and payment tracking in one flow.

📊 Analytics

Loss ratios, cycle times, and trends at your fingertips.

What changes when this is in place

Faster first response

Automated triage and acknowledgement on lodgement.

Fewer lost documents

Every piece of evidence captured and linked to the claim.

Clearer audit trail

Every decision, assignment, and status change logged.

Better reporting

Real-time dashboards on claim volumes, cycle times, and outcomes.

🤖
AI-assisted claim triage. Attach AI function templates to your claims as triggers. Classification categorises by type and severity on arrival, extraction pulls fields from uploaded evidence, and summarisation keeps a one-line digest on every claim. The AI speeds the queue up; people still decide.

Ready to streamline your claims process?

See how xMS Claims Management can be configured to match your claims operation.